Mobile / Manufactured Home Insurance

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Dogs, fires, and vandalism, oh my!

  1. Physical Damage Coverage: This covers damages to your mobile or manufactured home and other structures on your property, such as a shed or detached garage. It typically covers damages from a range of perils like fire, wind, theft, and vandalism.
  2. Personal Property Protection: This coverage helps to repair or replace personal belongings inside your home that are damaged by a covered loss. This can include furniture, electronics, clothing, and more.
  3. Liability Coverage: This protects you if someone is injured on your property or if you cause damage to someone else's property. It can cover legal expenses if you're sued as a result.
  4. Additional Living Expenses: If your mobile or manufactured home becomes uninhabitable due to a covered loss, this coverage can help pay for temporary living expenses, such as hotel bills or meals.
  5. Trip Collision Coverage: If you plan to move your mobile or manufactured home, this coverage can protect your home while it's in transit.
  6. Optional Coverages: There are also optional coverages you can add to your policy. These can include coverage for items of specific value, flood insurance, earthquake coverage, and more.

These coverages are common in a Mobile & Manufactured Home Insurance policy, but the specifics can vary depending on the insurance company and the state where you live. It's important to carefully review any policy to understand what's covered and to ensure it meets your individual needs.

Policies can vary in price and coverages. Talk to us today to get the right policy for you and your family at just the right price.

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