Auto Insurance

We find you great insurance at just the right price!

Get Car Insurance in Cranston and All of RI

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Let Eddie Insurance Agency​ help you find the car insurance policy that fits your needs today!

You can rest assured that we offer an entire slew of discounts. You won’t find insurance plans this low, no matter what your driving record is.

We offer low insurance costs and/or discounts for the following situations:

  • High-risk Drivers
  • Low-mileage drivers
  • Car insurance for Young Drivers
  • Hybrid and Electric Cars
  • Experienced Drivers with up to 20 points
  • DUI History
  • Multiple Autos

As a local, independent insurance agency, Eddie Insurance Agency can compare car insurance to find the right policy for your car by comparing quotes and coverage options from several top providers. In addition to cars, we insure motorcycles, classic cars, motor homes, boats, Jet Skis, and ATVs.

Types of Auto Insurance

  1. Liability Insurance: This is the most basic form of car insurance and is required by law in most states. It covers the costs if you are responsible for an accident and cause damage to another person's vehicle or property, or if you injure someone. It does not cover your own vehicle's damages or your own medical expenses.
  2. Collision Insurance: This type of insurance covers the cost to repair or replace your car if it's damaged in an accident with another vehicle or object, regardless of who is at fault.
  3. Comprehensive Insurance: Comprehensive coverage pays for damage to your car that's not caused by a collision. This includes things like theft, vandalism, fire, natural disasters, and damage from animals.
  4. Uninsured/Underinsured Motorist Protection: This type of insurance protects you if you're in an accident with someone who doesn't have insurance or doesn't have enough insurance to cover the damages.
  5. Medical Payments Coverage/Personal Injury Protection (PIP): This type of coverage pays for the cost of treating injuries, rehabilitation, and sometimes lost wages and funeral expenses, for you and your passengers, regardless of who is at fault.
  6. Gap Insurance: If you lease or finance your car, gap insurance may be a good option. It covers the difference between what your car is worth and what you still owe on it if it's totaled in an accident.

These are the most common types of car insurance, but there are others available depending on your specific needs and circumstances. It's important to understand what each type covers to make an informed decision about the best insurance coverage for you.

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