Important General Liability Insurance Information
Finding the right general liability insurance for your business is a crucial task that involves partnering with an insurance provider knowledgeable in protecting your enterprise from unexpected events. With our expertise in serving businesses in this area, we stand ready to support you. Our goal is to shield your business against claims related to bodily injuries, personal injuries, property damage, and beyond. If you're uncertain about the type of general liability insurance your business needs, we can guide you through various considerations to help you make the most suitable choices.
General liability insurance offers numerous benefits, including protection against claims of personal injury, high medical expenses, products-completed operations, and damage to premises rented by you, among others. Considering that a single mishap could lead to a lawsuit potentially beyond your financial capabilities, this insurance is a vital safety net for your business. You can bundle general liability with property insurance in a Business Owners Policy (BOP), or opt for it as standalone coverage. Whether you're a contractor or a small business owner, some form of business liability insurance is essential to protect your source of income. Moreover, many clients require you to hold general liability insurance as a prerequisite for doing business with them. Therefore, it's crucial to discuss this requirement before committing to a job.
If you’re interested in getting this insurance for your business but are wondering how much this will cost your company, we will provide you with a quote before you make any decisions. Rates depend on your business needs and the special features you may require. It will be a great honor to assist in protecting your business for years to come!
- Personal injury: Personal injury insurance for a business is a type of insurance coverage that can help protect the business from financial losses stemming from injuries suffered by employees or customers while on the business premises. This type of insurance can cover a wide range of expenses, such as medical bills, lost wages, and legal fees associated with defending against a personal injury claim. Personal injury insurance can also cover other expenses, such as pain and suffering and emotional distress. In addition, businesses should take steps to minimize the risk of personal injury on their premises, such as implementing safety protocols and providing employee training to prevent accidents and injuries.
- Damage to client property: This type of coverage can help protect businesses from financial losses stemming from damage caused to client property as a result of the business's operations. For example, if a client's property is damaged as a result of the business's work, the general liability insurance can cover the cost of repairing or replacing the damaged property. Talk to us and we can help you make the right choices, as different policies may have different limits and exclusions.
Examples of Businesses Types We Insure
- Real estate professionals
- Construction Contractors
- Janitorial and cleaning businesses
- IT service companies
Get a fast, free quote in minutes by contacting us today. Our agents can help you select a policy that is suited for your business.